Compare Huntington Beach prices that offer personalized liability limits and deductibles (collision and comprehensive) along with all offered reductions, including auto-home, multi-car, homeowner, air bag, anti-lock brake, good-driver, Senior, low-mileage, good student, and theft/alarm system. If your vehicle is leased, “Gap” protection is offered. Antique and classic cars can be covered for their appraised value. Commercial coverage is offered to most businesses, including payroll-deduction options. Although most business can be conducted online, local offices are available on Pacific Coast Highway, 17th Street, Adams Avenue, Delaware Street, Beach Boulevard, Garfield Avenue, and Villa Pacific Drive.
Your savings will vary, depending on your driving record, vehicles to be covered, available discounts, and age. To view the best offers, click on our safe online link at the bottom of the page, provide your zip code, and easily compare your options 24/7. If you live outside the area, prices may be different, and coverage requirements may vary. The California DOI provides consumers with helpful information guides, rates comparison tools, insurance company profiles, and carrier contact lists. Carrier complaint ratios can also be viewed, along with a list of products offered in the state.
Financial responsibility is required for all California drivers, and proof of coverage must be carried when operating a vehicle. The lowest allowed limits are $15,000 per person, $30,000 per accident, and $5,000 of property damage. When cars (or trucks) are leased or financed, comprehensive and collision coverage is also required. Insurers also must electronically report private vehicle information to the Department of Motor Vehicles. Vehicles used for business are exempt from the electronic reporting. A separate program is available for low-income drivers. Also, about one out of seven drivers don’t have coverage, so uninsured motorist coverage is highly encouraged.
We also service cities near Huntington Beach including Fountain Valley, Tustin, Orange, Santa Anna, Long Beach, Newport Beach, Costa Mesa, Garden Grove, Rossmoor, Irvine, and Westminster. If you recently moved to California from another state, different companies may be more competitive than the carrier you are currently insured with. Local zip codes with competitive pricing include 90742, 92605, 92615, 92646, 92647, 92648, 92649, 92708, 92683, and 90740. If visiting Mexico, a separate rider may be needed to extend coverage. Many different deductible options are offered, ranging from $0 (full coverage) to $5,000.
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